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Underwriter | Underwriter in Insurance Job Job at Capital Community Bank in Sandy UT | 7267238362

This listing was posted on ApplicantPro, TalentPlusHire.

Underwriter

Location:
Sandy, UT
Description:

ABOUT US: As a community-focused financial institution, Capital Community Bank (CCBank) reflects the positive nature of its native Utah. We pride ourselves on providing a fun and friendly atmosphere, where employees are encouraged to come together as a team. Our bank is progressive with new technology and on-the-job training, retaining current employees and continually adding new positions. Offering competitive employee perks and a beneficial wellness program, CCBank is an inclusive, growing organization that offers a thriving culture and opportunities to earn a living. PRIMARY JOB PURPOSE: An Underwriter acts in a supporting role to one or more Commercial Loan Officers. Incumbents in this position perform various support duties pertinent to meeting the needs of the Bank's customers and assisting their assigned Loan Officers in the underwriting process of both new loan requests and existing loans. MAJOR AND ESSENTIAL JOB RESPONSIBILITIES: Assist with the underwriting and preparation of credit presentations associated with both new loan requests and the renewal of existing credits. Assist with the obtaining of updated financial information from borrowers and guarantors as needed Assist with the monitoring, completion, and submission of Annual Reviews as necessary. Review commercial account activity and issues on a regular basis with Loan Officer. Correspond with Bank clients at the direction of Loan Officers or Bank Management. Maintains the highest level of confidentiality with all information obtained. Actively participate in training programs to maintain and acquire additional job knowledge and skills. Promote the bank's products and services. Represent the Bank in a manner that maintains and expands positive relations with all customers, prospects and Bank colleagues. Perform as a team member in allocating and coordinating the workflow. Contribute to the fulfillment of department and company objectives and goals. Comply with all Bank policies, procedures and regulations. Meet expectations for attendance and punctuality. Other duties as assigned. Compliance - Assists in the Bank's compliance with all applicable federal and state laws and regulations. Develop familiarity with all applicable federal and state banking rules and regulations regarding lending. Adhere to all applicable Bank policies and procedures. Cooperate with banking Regulators and Auditors. Interpersonal/Team Skills - Cultivate and maintain a professional image and rapport with customers, the public, co-workers, Regulators, Auditors, Bank Management and Directors. Positive attitude and the ability to take direction and accept constructive feedback. Keep appropriate parties informed of project status, problems, issues, etc. Negotiate and attempt to resolve conflicts around projects or work assignments; communicate problems to the manager as needed. MINIMUM JOB REQUIREMENTS: Preferred Skills/Experience - Knowledge of fundamental banking principles Willingness to learn and understand CCBank's credit policies and our "credit culture" Experience with bank loan and deposit systems preferred. Some accounting experience is preferred. Financial institution experience may be substituted. Demonstrated competency with Microsoft Office Suite. Detail oriented and analytical thinker. Strong organizational and problem solving skills. Ability to multitask in a dynamic environment. Effective verbal and written communication skills Ability to review, interpret, and provide financial analysis on business and personal tax returns and financial statements. Understanding and ability to calculate EBITDA, EBIDA, EBITDAR Knowledge of loan covenants and commercial loan structure. Prior experience underwriting commercial real estate loans, construction lending, and various types of lines of credit. Ability to work independently, as well as part of a cohesive team. Ability to meet bonding requirements for employment purposes. We are an Equal Opportunity Employer. We do not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. Job Posted by ApplicantPro
Company:
Capital Community Bank
Posted:
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